Every business now has its own Monnify reserved account inside AgroYield. Funds flow into your wallet via a unique 10-digit NUBAN, and outbound payments (payroll, vendor pay, ad-hoc) draw directly from that wallet's balance — not from a shared platform float.

What this means in practice: you can see exactly how much money is available to spend before approving a batch. The system blocks any payout that would push the wallet negative, and refunds your wallet automatically when a transfer fails on the bank rail. Provisioning is one click for owners; the NUBAN appears immediately.